Bank Homes for Sale

How to buy homes at a discount.

Duration : 2 min 15 sec

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For more information please contact me toll-free at 888-562-9688 or you can simply go to my website at http://www.cash4yourhomeindiana.com for more information on the seminar!

Duration : 0:1:55

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http://www.squidoo.com/shortsaleaid

How To Do a Short Sale
Why Would a Lender Accept a Short Sale?

A short sale in real estate is not always a pleasant transaction.

There are many ways to lose a home but signing away ownership in a manner that destroys credit, embarrasses the family and strips an owner of dignity is one of the hardest. For owners who can no longer afford to keep mortgage payments current, there are alternatives to bankruptcy or foreclosure proceedings. One of those options is called a “short sale.”

More than half of my sales in Sacramento over the past few years are short sales. That’s how prominent short sales have become.

When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales.

If you are considering buying a short sale, there could be drawbacks. For your protection, I suggest that all borrowers:

* Obtain legal advice from a competent real estate lawyer
* Call an accountant to discuss short sale tax ramifications

As a real estate agent, I am not licensed as a lawyer nor a CPA and cannot advise on those consequences. Except for certain conditions pursuant to the Mortgage Forgiveness Debt Relief Act of 2007, be aware the I.R.S. could consider debt forgiveness as income, and there is no guarantee that a lender who accepts a short sale will not legally pursue a borrower for the difference between the amount owed and the amount paid. In some states, this amount is known as a deficiency. A lawyer can determine whether your loan qualifies for a deficiency judgment or claim.

By Elizabeth Weintraub, About.com

Duration : 0:7:44

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This lovely super deluxe home located in the gated community of Spanish Trails has been reduced for quick sale by the Repo Man. Contact: Linda Strasberg, Custom Realty & Marketing, Inc. 702-677-8796
http://lindastrasberg.synthasite.com Produced by Linda Strasberg

Duration : 0:0:35

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Median home prices rise continues. Why and what it means for home buyers and home sellers. Distributed by Tubemogul.

Duration : 4 min 38 sec

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View in “HQ” This episode is combined with a new intro, new music “Go Home” by Daddy Jones Kingdom visit them at www.daddyjoneskingdom.com and of course new vehicles! From a 5th wheel to a class C RV and ending with a Porsche. Take a look and a listen… and then share your thoughts!!! Thanks and credits to all are in the video. ENJOY!
RR

Duration : 0:8:7

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Short sale versus foreclosure in Arizona by Steve Zobro, Short sale versus foreclosure in Arizona by Steve Zobro

Duration : 3 min 57 sec

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Information to assist homeowners in financial distress with foreclosures, short sales and loan modifications. Distributed by Tubemogul.

Duration : 5 min 5 sec

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Kendall Trotter of RE/MAX Platinum talks about what to expect when making an offer on a bank owned foreclosure home.Informative information for anyone who is considering buying a foreclosure from a bank.The conclusion of a two part series.

Duration : 0:5:31

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Median home price reports don't tell the whole story. Check out Bay Area Market Metrics for the facts. Distributed by Tubemogul.

Duration : 6 min 20 sec

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